Car accidents are harrowing experiences, often leaving victims with not only physical pain but emotional trauma and a flurry of financial challenges. If you’ve been involved in a motor vehicle collision, it is important to be careful and take steps to protect yourself and your case. Common mistakes, like the ones listed below, can affect your ability to recover a fair settlement.
#1: Admitting Fault
In the aftermath of an accident, emotions run high, and it’s common for people to apologize even if they weren’t at fault. However, admitting fault prematurely can complicate your claim and may be used against you. Instead, focus on checking the well-being of all parties and exchanging necessary information.
#2: Not Going to the Doctor
Even if you feel fine after an accident, it’s imperative to see a doctor. Some injuries, like whiplash or internal trauma, may not manifest symptoms immediately. By seeking medical attention, you not only ensure your health but also establish a medical record that can be pivotal in proving the cause and severity of your injuries.
#3: Not Calling the Police
Regardless of how serious a car accident may seem, always call the police after a collision. Not only does Nevada law require drivers to report accidents that result in death, injury, or property damage over $750, but the police will create a report that will serve as an unbiased account of the incident. Without the police report, you lose a critical piece of evidence, which can make it harder to prove your claim.
#4: Accepting the First Settlement
Insurance companies often offer a quick settlement soon after an accident. While it may be tempting to accept and move on, this first offer is typically much lower than what you deserve.
The insurance company’s goal is to protect its bottom line. Before agreeing to any settlement, reach out to an attorney who can thoroughly evaluate your injuries, property damage, and any long-term implications or costs.
#5: Waiting Too Long to File
While dealing with the immediate consequences of an accident can be overwhelming, it’s essential to be mindful of the legal deadlines for filing a claim. In Nevada, the statute of limitations for car accident claims is two years from the date of the collision. If you file after this date, you won’t be able to recover compensation, so it is important to move quickly.
#6: Providing a Recorded Statement
Soon after an accident, the other party’s insurance company might ask you for a recorded statement. In this situation, tread with caution. While the company may imply that this is standard procedure, your words could be used against you later in your case.
Remember, you have the right to decline a recorded statement. To protect yourself and your claim, it is best to speak with a Las Vegas car accident attorney before providing any statements to the insurance company.
#7: Not Contacting a Lawyer
Car accident claims can be more challenging than they initially appear. Even in seemingly straightforward cases, having legal counsel can make a significant difference. An attorney can guide you through the intricate claims process, negotiate with insurance companies, and ensure your rights are protected.
A Henderson car accident lawyer can also answer any questions that you may have about the process, calculate your potential settlement, and help you avoid common pitfalls that would otherwise harm your claim. As soon as possible after your accident, contact a Las Vegas personal injury lawyer to discuss your path forward.