May 23, 2024 Workers' Comp
When you suffer a work-related injury or illness, the consequences can be dire, affecting your physical health, emotional well-being, and financial standing. Filing a workers’ compensation claim can be a crucial lifeline, providing the benefits you need to recover and support yourself during this challenging time.
When filing a workers’ comp claim, it is important to adhere to the strict deadlines set by Nevada law. Missing these deadlines can jeopardize your ability to receive the benefits you deserve, leaving you without critical financial support.
If you sustain an injury at work, report it to your supervisor as soon as possible. Your supervisor should provide you with a Notice of Injury or Occupational Disease (C-1 form), an incident report that documents the details of your injury, such as:
You must complete this form within seven days of the injury, even if you do not require medical treatment at the time.
In addition to the C-1 form, you and your doctor must complete the Employee’s Claim for Compensation/Report of Initial Treatment (C-4 form) when you seek medical attention. Your doctor has three days from the date of treatment to complete and mail the C-4 form to the insurance company, your employer, and you. Submitting this form initiates your workers’ compensation claim.
Once your employer receives the C-4 form, they have six working days to submit their own forms to the insurance company. These forms include the Employer’s Report (C-3 form), which documents the injury from their perspective, and the Wage Verification (D-8 form), which provides information about your date of hire and wage history.
After receiving the C-4 form and the accompanying employer forms, the insurance company has 30 days to either accept or deny your claim. If they accept your claim, they will notify you and begin paying benefits. If they deny your claim, they must notify both you and the Nevada Department of Industrial Relations of their decision and the reasoning behind their decision.
During this 30-day period, the insurance company will investigate your claim, reviewing the information provided in the various forms provided by you and your employer. They may also request additional information or documentation to support your claim. If your claim is denied, you have the right to appeal the insurer’s decision.
Navigating the workers’ compensation system can be complex and overwhelming, especially when you are dealing with a work-related injury or illness. To protect your right to benefits, consider working with a Las Vegas workers’ compensation attorney throughout the claims process.
An attorney can help you understand your rights and obligations under Nevada law, assist you in completing and submitting the necessary forms, and advocate on your behalf with your employer and the insurance company. If your claim is denied, an attorney can help you appeal the decision and fight for the compensation you deserve. To learn more about your options, schedule a free legal consultation today.
